SEASON OF SAVINGS

Save on your next auto loan with rates starting as low as:

4.24% APR1 on a new car or 4.74% APR1 on a used car.

Enjoy a low rate this holiday season when shopping for your next vehicle. And get an additional 0.50% discount2 on your approved auto loan rate when you use Enterprise Car Sales.3


Get started.

  1. Apply for an auto loan with us. See current rates.
  2. Your local Enterprise Car Sales dealer can help you find your vehicle.
  3. At loan funding, we'll apply the 0.50% discount to your approved rate.

Are you preapproved?

If you're working with Enterprise Car Sales, let the sales consultant know so you can get easy SchoolsFirst FCU financing on-site. 


Get ready to buy a car.

Find out How to Find Deals on New Car Inventory.

Get a year-end deal on a new or used vehicle if you do your homework.

Learn of Car-Buying Blunders to Avoid.

When buying a new car, avoid financial bumps in the road.

Create a comfortable budget.

See how much “car” you can afford by using our car loan calculator.

Protect your car and loan, while saving money.

Get an estimate for Guaranteed Asset Protection (GAP) Plus with Deductible Assistance4 and Mechanical Repair Coverage5 with us so you can compare your options with others. 

Save on insurance.

Ensure you have the best possible auto insurance coverage at the best price with SchoolsFirst Insurance Services.6 Schedule a consultation to find out how much you can save on your new car.


APPLY NOW

Online

Log in to Online Banking to apply.

Call 800.462.8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

Visit

ANY SCHOOLSFIRST FCU BRANCH


APR = Annual Percentage Rate
All loans subject to approval. SchoolsFirst FCU is not affiliated with Enterprise Car Sales.

Disclosures:
  1. Rates quoted include a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Terms and conditions are subject to change. SchoolsFirst FCU auto loan rates range from 4.24% APR – 18% APR on new autos and 4.74% APR – 18% APR on used autos. Financing available up to 100% of the Manufacturer’s Suggested Retail Price on new autos (Kelley Blue Book Suggested Retail Value on used autos) or purchase price, whichever is less; plus tax, license, documentation fees, GAP Plus and Mechanical Repair Coverage.
  2. Rate discount only available for vehicles purchased through Enterprise Car Sales. Offer valid 11/9/22 – 1/11/23. Offer cannot be combined. Not valid on previous purchases.
  3. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other.
  4. Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
  5. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, (866) 502-1868. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Cancelable at any time for a pro-rata refund. $25 fee or 10% of the refund amount, whichever is less. Borrowers may receive a full refund on cancellations made within 60 days if no claims have been paid. GAP, MRC-5076534.1-1122-1224
  6. CA Insurance License OI19344. Purchasing an insurance product from SchoolsFirst Insurance Services is not required to originate a loan with SchoolsFirst FCU.