If you’re interested in earning dividends on your balance, and don’t mind keeping a minimum balance, then Investment Checking might be just your thing.
Unique account features
- Earn dividends that increase with higher balances (SEE TODAY’S RATES).
- Earn Member Rewards for every transaction.
- Get a free, chip-enabled Debit Mastercard®.
- Write as many checks as you want.
- Get six free out-of-network ATM withdrawals per month.1
Get our $3 monthly fee waived
- Have direct deposit and a daily minimum combined share balance of $1,0002 or
- Have a combined share balance of $2,5003 or
- Be 62 or older and the Primary Member on the account.
Features of all our checking accounts
- Free, unlimited use of more than 28,000 ATMs — more than most major banks — through the CO-OP Network of credit union ATMs.1
- 24/7 Online Banking, Mobile Banking with eDeposit, and TellerPhone to check balances and make payments and transfers.
- Pay all of your bills, all at one time, all in one place with Online Bill Pay.
How to open your account
- Make a $25 minimum opening deposit.4
- Complete a ChexSystems, Inc. verification.
- Be 18 or older.
Log in to Online Banking to get started.
Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.
- $1 charge per each additional withdrawal at non-SchoolsFirst FCU/CO-OP Network ATMs (waived for school employees).
- Other financial institutions or merchants may charge for use of their ATM or POS terminal.
- Direct deposit amount must be at least $1.
- Monthly service charge of $3 when direct deposit and/or minimum share balance requirements are not met.
- Waived for school employees or with direct deposit set up.
28,000 ATM Locations
Search fee-free ATMs in the SchoolsFirst FCU and CO-OP ATM Networks.
Refer Family or Friends
Invite your immediate family and eligible colleagues to join SchoolsFirst Federal Credit Union!