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If you’re interested in earning dividends on your balance, and don’t mind keeping a minimum balance, then Investment Checking might be just your thing.

Unique account features

Get our $3 monthly fee waived

  • Have direct deposit and a daily minimum combined share balance of $1,0002 or
  • Have a combined share balance of $2,5003 or
  • Be 62 or older and the Primary Member on the account. 

Features of all our checking accounts

  • Free, unlimited use of more than 28,000 ATMs — more than most major banks — through the CO-OP Network of credit union ATMs.1
  • 24/7 Online Banking, Mobile Banking with eDeposit, and TellerPhone to check balances and make payments and transfers.
  • Pay all of your bills, all at one time, all in one place with Online Bill Pay.

How to open your account

  • Make a $25 minimum opening deposit.4
  • Complete a ChexSystems, Inc. verification.
  • Be 18 or older.



Log in to Online Banking to get started.

Call 800.462.8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.



  1. $1 charge per each additional withdrawal at non-SchoolsFirst FCU/CO-OP Network ATMs (waived for school employees).
  2. Other financial institutions or merchants may charge for use of their ATM or POS terminal.
  3. Direct deposit amount must be at least $1.
  4. Monthly service charge of $3 when direct deposit and/or minimum share balance requirements are not met.
  5. Waived for school employees or with direct deposit set up.

Refer Family or Friends

Invite your immediate family and eligible colleagues to join SchoolsFirst Federal Credit Union!

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.