School Employee Mortgage Program
Available only to school employees, this loan puts owning a home within your reach, with a low down payment and no mortgage insurance.
FHA Home Loans
With flexible credit requirements and a low down payment, an FHA home loan may be a good option.
SchoolsFirst FCU HomeAccess™
Whether you're a first time homebuyer or ready to enter the market once again, the SchoolsFirst FCU HomeAccess™ loan offers you more ways you may be able to qualify.
Purchase
If you're ready to look for your next home, let us help. We offer consultative home loan guidance and low rates, plus exclusive discounts through SchoolsFirst FCU Home360℠, which has given our Members almost $5.7 million in rebates.
Refinance
Rates could go up at any time – don’t miss your chance to get into a loan that may suit you better. Our experienced loan consultants can help you find the right one.
Investment Properties
We have loans for single-family, multi-unit properties (2-4 units), and condominiums. Maximum Loan Amount is based on county where property is located.1
1Los Angeles and Orange Counties = $970,800; Riverside and San Bernardino Counties = $647,200; San Diego County = $879,750; El Dorado, Placer and Sacramento Counties = $675,050; Ventura County = $851,000. Please contact a real estate loan representative for other county or multi-unit property loan limits.
GET STARTED
If you're ready to begin searching for a home or thinking about refinancing your current home, start with the Credit Union you trust.
Call
Our loan consultants will answer your questions about financing, find a loan that’s right for you, and help you get pre-qualified.
800.462.8328, ext. 8288
Monday through Friday, 8 a.m. - 7 p.m.
Saturday, 9 a.m. - 3 p.m.
Online
Complete a simple inquiry form to have a loan consultant contact you.
INQUIRE NOW
If we aren't the best deal, we'll tell you.
If you've shopped rates elsewhere, we will gladly do a cost comparison to help you make a confident choice – even if that means choosing another lender.
He took the time to fully answer all of my questions in depth. He ran numbers with me, and I quickly realized owning a home could be a reality for us sooner than we thought!"