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Pursuing an advanced degree can be time-consuming and costly, but it’s also a rewarding investment in your future. Our Higher Education Loan for school employees can help cover tuition and other costs of your master's or doctorate program.

How it works

  • Borrow from $1,000 to $50,000.
  • Enjoy a rate as low as CLTYPE9800|T7|Rate APR (SEE ALL RATES).
  • Choose a term to fit your budget, up to 120 months.1
  • Use in place of (or in addition to) federal student loans.
  • Send funds directly to your school three to five days after funding.

How to qualify

Things you should know

  • To get lowest APR, you must make payments by automatic transfer from your SchoolsFirst FCU checking or savings account.


Call 800.462.8328

Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.



  1. Maximum loan term based upon amount financed.

Lowest rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Rate quoted is effective as of MM/DD/YYYY and is subject to change. Variable rate; rate and payment subject to change after consummation. Current floor rate is 5.00% APR. Estimated payment is based on current rates.

SchoolsFirst FCU has a loan program which features a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating and SchoolsFirst FCU account history. All loans subject to approval.

SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined.

Refer Family or Friends

Invite your immediate family and eligible colleagues to join SchoolsFirst Federal Credit Union!

Not a Member?

Joining SchoolsFirst FCU is quick and easy. Apply for Membership today.