If you’re a school employee aspiring to further your career with an advanced educational program or professional certificate, don’t be discouraged by the price tag. Our Special Curriculum Loans for school employees can help you pay for tuition, books, and other expenses.

There are two loan options available to fit your specific program.

Special Curriculum Loan for Teaching Credentials

Features

• Loan amounts up to $15,000
• Terms up to 60 months¹
• Variable rates as low as CLTYPE2860|T7|Rate APR²

How to Qualify

• Be a school employee
• Have proof of enrollment in an approved program (see approved educational programs)
• Complete a Private Education Loan Applicant Self-Certification form
• Have a SchoolsFirst FCU account in good standing
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Special Curriculum Loans

Designed specifically for Doctorate of Education or Masters in Speech and Language Pathology

Features

• Loan amounts up to $50,000²
• Terms up to 180 months³
• Variable rates as low as CLTYPE2960|T7|Rate APR^2,3

How to Qualify

• Be a school employee
• Have proof of enrollment in an approved program (see approved educational programs)
• Complete a Private Education Loan Applicant Self-Certification form
• Have a SchoolsFirst FCU account in good standing
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TEACHING CREDENTIAL LOANS

These loans are designed for school employees enrolled in approved California Commission on Teaching Credentialing or National Board for Professional Teaching Standards career advancement programs.

Teacher Induction Loan

Helps teachers who are pursuing a Clear Teaching Credential pay for Induction program expenses.

Teacher Certification Loan (NBPTS)

Designed to assist teachers pursuing advanced certification from the National Board for Professional Teaching Standards.

Paraprofessional Teacher Training Program (PTTP) Loan

Assists school employees who are pursuing a teaching credential and are enrolled in a PTTP.

ADDITIONAL CREDENTIAL LOANS

Like a teaching credential loan, these loans are designed for school employees enrolled in approved California Commission on Teaching Credentialing or National Board for Professional Teaching Standards career advancement programs.

Education Specialist Program/Teaching Credential

Provides support for teachers to pay for an Education Specialist Credential, Added Credential, and Added Authorization Programs.

Career and Technical Education Credential Program

Provides support to aspiring and current teachers to obtain their CTE credential.

Administrative Services Credential Program

For current administrators who are pursuing a Clear administrative credential (Tier II).

Preliminary Administrative Credential Program      

Designed for educators pursuing a career in administration (principal). Plus, make no payments for the first 12 months.⁴

SCHOOL EMPLOYEE PRODUCTS RATES & TERMS

HIGHER EDUCATION LOANS

These loans were created for school employees who are enrolled in approved higher-education programs.

Doctorate of Education in Educational Leadership (CSU)

A three-year CSU course of study leading to a Doctorate of Education in Educational Leadership.

Masters in Speech and Language Pathology

A two-year program for enrollees in any Masters in Speech and Language Pathology advanced degree program. Candidates must have an employment agreement with their district office.​

Don’t see your Doctorate or Masters program on the list? See how we can help you cover tuition and other costs of a master’s or doctorate program. Learn more.

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Monday through Friday, 7 a.m. – 7 p.m.
Saturday, 9 a.m. – 3 p.m.

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ANY SCHOOLSFIRST FCU BRANCH

APR = Annual Percentage Rate. All rates and programs are valid as of MM/DD/YYYY. Rates, terms, and conditions may vary based on creditworthiness and qualifications. All loans subject to approval. Maximum loan term based upon amount financed.

1. Estimated monthly payments per $100: 1)60-month 3.25% APR loan $1.81; 2) 24-month 3.25% APR loan $4.31.
2. Rate reflects a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU account. 
3. Rate and payment subject to increase after loan is funded. Interest only payments for the first 5 years, then fully amortized up to 10 years. Terms and conditions may vary based on creditworthiness, amount financed and program qualifications. For a $25,000 variable rate loan with a 5.25% APR, the estimated monthly payment for the 5-year interest only period is $109; the estimated monthly payment for the 10-year amortized (principal and interest) period is $268.
   
4. The Preliminary Administrative Credential Loan has an initial 12-month deferment period, followed by a 48-month payment term. Interest will accrue during the 12-month deferment period. Estimated first payment of $229.05 on a $10,000 loan with a rate of 3.25% APR for 48 months will begin 12 months from the date the loan was funded.